Travellers urged to check their insurance cover

Consumer affairs spokesperson, Patricia Gibson is calling for greater clarity on travel insurance cover in light of changing travel advice and Covid related cancellations.

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Arran residents planning on travelling in the near future are being advised to check their level of travel insurance after an influential survey revealed that less than one per cent of travel insurance policies are currently providing full comprehensive cover.

The survey, by the consumer group Which?, highlights a potential pitfall which could leave travellers significantly out of pocket if official travel advice to their chosen destination changes between booking and travelling.

North Ayrshire and Arran MP Patricia Gibson, who is also the SNP’s consumer affairs spokesperson, raised this concern at Westminster last week. Mrs Gibson said: ‘Which? has found that many travellers are “being left with a false impression” about their level of travel insurance protection in the event of Covid-related disruption to their plans.


‘Less than one per cent of travel insurance policies currently provide full comprehensive cover, despite a Which? finding that half of all respondents thought they would be fully covered for cancellation if the Foreign Office changed its travel advice.

‘It’s therefore essential to obtain insurance with a provider that commits to refunds in such circumstances and travel insurance companies must be clear about their Covid cover, clearly outlining to their customers exactly what is and isn’t included.’

Mrs Gibson, following her Westminster questioning of transport secretary Grant Shapps MP about the level of protection offered by travel insurance companies, was invited to meet with the UK minister for aviation, Robert Courts MP.

‘I called on the UK Government to undertake discussions with the travel insurance industry to ensure people are confident that they are appropriately covered should there be disruption to their travel plans and will press for this when I meet the aviation minister,’ the MP added.